Group Benefits

Health Benefits

Medical Coverage

Access to prescription drugs, basic medical and emergency services

Dental Coverage

For all your typical dental needs. Whether you need a dental cleaning or major restorative surgery, dental insurance has you covered.

Catastrophic Drug Coverage

Limit the risk of large drug claims hitting your benefits plan by setting a stop-loss threshold. Claims exceeding this threshold do not negatively impact your plan.

Hospital Coverage

Ensure privacy in a public hospital and cover the difference in cost between standard accommodation and private- and semi-private accommodation.

Accidental Dental

Protect employees from unforeseen (and often expensive!) dental injuries as a result of an accident.

Paramedical Coverage

Access to paramedical practitioners, including massage therapists, chiropractors, and physiotherapists.

Vision

Cover the cost of eye exams and new or replacement contact lenses and glasses.

Medical Supplies

Provide coverage for medically necessary items to helps assist with mobility or correct a medical condition.

Orthotics

Reduce the stress and strain on the body with proper foot alignment through custom orthotics.

Wealth Benefits

Life Insurance

Provide financial assistance to an employee's family in the event of a covered employee's death.

Disability Insurance

Protect you employees from income loss if they become disabled and cannot work. We offer both short-term disability and long-term disability insurance.

Critical Illness

Nearly 1 in 2 people will develop cancer in their lifetime. Provide financial support to protect employees and their families from the unforeseen expenses that come with a life-altering illness.

Accidental Death and Dismemberment (AD&D)

Provide financial assistance to an employee's family in the event of bodily harm as a result of an accident.

Health Care Spending Account (HCSA)

Choose a dollar amount to offer employees to provide coverage for eligible health and dental expenses. A good option for cost-containment.

Travel Insurance

Be prepared in case of emergency medical costs while traveling within Canada or abroad.

Happiness Benefits

Employee Assistance Plan (EAP)

Help your employees manage personal and work-related problems with a confidential short-term counselling service.

Telehealth Services

Access healthcare professionals remotely without ever leaving your home. Schedule appointments and interact with health professionals through your webcam or phone.